Risk Management

Life Insurance

Life insurance can give you the confidence knowing that your final expenses are taken care of or your legacy is left behind. Life insurance is important to help protect those that depend on you financially.

Term Life Insurance

 Term life insurance allows you meet your insurance needs over a specific period of times. It can be a cost efficient way to increase your coverage amount for your short term needs.

Permanent Life Insurance

 Permanent life insurance provides lifelong coverage that protects the people that you care about. There are two types of permanent life insurance Participating life insurance or Universal life insurance. 

Living Benefits

Disability Insurane

 Insurance for you paycheque, disability insurance works when you can’t. It can give you a tax free monthly income to help cover your expenses.

Critical Illness Insurance

 Critical Illness insurance gives you a one-time tax free payment to use however you choose. This one time payment will help you focus on recovering from your illness, knowing you have some money to help with the expenses. Contact me today to find out which illnesses are covered.

Other Services

Travel insurance

 Travel insurance is an important part of the planning for any vacation. Accidents and sickness can happen, ensure peace of mind by having the proper coverage in place. 

Individual Health and Dental Plans

 As Canadians we are lucky to have public healthcare coverage, however it may not cover all of your needs. An individual plan maybe able to provide the extra coverage you need. Can also provide coverage for those self-employed, retiring or not part of a group plan.